Central Pennsylvania mortgage holders struggled in September as all four metropolitan areas in the Business Journal's coverage area reported increases in foreclosure activity and delinquency rates, according to California-based real estate research firm CoreLogic.

The York-Hanover area saw the biggest monthly jump in foreclosure rate to 3.29 percent compared with 2.7 percent in the same month a year ago. That was higher than the national rate of 3.25 percent and state rate of 3.13 percent.

The mortgage delinquency rate for York-Hanover in September was 6.19 percent, which was up from 5.78 percent in September 2011.

By comparison, the Lebanon area saw foreclosures increase to 2.31 percent from 1.77 percent. The mortgage delinquency rate rose to 4.53 percent from 4.12 percent in September 2011.

Lancaster continues to hold the title of lowest local foreclosure rate at 2.11 percent, according to the CoreLogic report. The September rate was up from 1.62 percent last year.

The area’s delinquency rate was 3.93 percent compared with 3.53 percent a year ago.

The Harrisburg-Carlisle market posted a 2.23 percent foreclosure rate in September, which was up from 1.78 percent in 2011. Mortgage delinquency was 4.53 percent, up 0.49 percentage points.